The Jaybird Collection

Beautiful antique & vintage jewellery

Layaway

Reserve it now.
Pay at your pace.

Reserve a piece and pay in equal monthly instalments. It’s held just for you, and on its way the moment the last one’s paid. No interest and no credit check.

Browse the collectionHow it works
Antique gold and diamond rings in a fitted leather ring case0% interest · No credit check

Get an estimate

A quick guide to how layaway could look for a piece you love. Your exact plan is agreed when you send a request.

£
Months

Your first payment reserves the piece in your name until the final instalment.

Per month
£117
× 3 months · interest-free
First payment today£117
Final payment14 Jan 2027
Total (nothing added)£350

How it works

1

Request your plan

Pick your months on any product page and send the request. No credit check, ever.

2

We confirm by email

Reuben reviews it personally, usually within a working day, and sends payment options.

3

Pay, then it's yours

A payment request lands in your inbox as each instalment falls due. Once the final one is paid, your piece is dispatched, beautifully boxed and tracked.

Common questions

Is there a credit check?
No. Layaway is a personal hold-and-pay agreement with The Jaybird Collection, not a credit product. It never appears on your credit file.
What happens when I pay the deposit?
Your piece is marked as reserved in your name, removed from the shop, and held exclusively for you until your final instalment.
Can I cancel and get a refund?
Yes. You can cancel at any time until 14 days after you receive your piece, and we will refund everything you have paid to your original payment method within 14 days. If you would rather have account credit, just say. Ask from your account (Orders, then the order, then Cancel or return) or message us.
What if I miss a payment?
If something comes up, get in touch before the payment is due and we will do our best to help. If an instalment is more than 7 days late we will email you, and again at 14 days with a final date. If we have not heard from you by then, we may cancel the plan and return the piece to sale. We keep a holding fee of 10% of the price (never more than you have paid); the rest is added to your account as credit, which never expires and can be used on anything, or refunded whenever you ask.
Can I pay off the balance early?
Yes. Log in to your account and open the Layaway tab to manage and settle your remaining payments at any time. There are no penalties or fees.
What payment methods can I use?
Bank transfer, PayPal Friends & Family, Wise, or card (including Apple Pay and Google Pay). There is never a surcharge, whichever you choose.
Are all items eligible?
Layaway is available on pieces priced £50 and above. Rare exclusions are noted on the product page.

The fine print. Layaway is a personal hold-and-pay agreement, not a credit product regulated under the Consumer Credit Act. Questions? hello@thejaybirdcollection.co.uk